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Bank Picker SG

Independent savings & card comparison

Best Cards

Ranked by net annual rewards

23 cards
trust
2
Trust Cashback Card

Trust Bank

Cashback
5.2%effective

$1,248

net/year

$104/moNo annual fee
15% Dining1% Groceries1% Transport1% Online Shopping
Bank siteDetails
boc
3
BOC Family Card

BOC

Cashback
4.6%effective

$944

net/year

$91/mo$150/yr feeWaived first year
10% Dining3% Groceries3% Transport3% Online Shopping
Bank siteDetails
ocbc
4
OCBC 365 Credit Card

OCBC

Cashback
3.4%effective

$614

net/year

$67/mo$193/yr feeWaived first year; waived with $10k annual spend
6% Dining3% Groceries3% Transport3% Online Shopping
Bank siteDetails
Citi
5
Citi Cash Back+ Mastercard

Citi/UOB

Cashback
3.3%effective

$599

net/year

$66/mo$193/yr feeWaived first year
8% Dining (capped)8% Groceries (capped)1.6% Transport1.6% Online Shopping
Bank siteDetails
maybank
6
Maybank Family & Friends Card

Maybank

Cashback
2.4%effective

$576

net/year

$48/moNo annual fee
8% Dining (capped)5% Groceries0.3% Transport0.3% Online Shopping
Bank siteDetails
maybank
7
Maybank XL Cashback Card

Maybank

Cashback
2.6%effective

$537

net/year

$52/mo$87/yr feeWaived first 2 years; waived with $6k annual spend
5% Dining5% Online Shopping5% Travel0.2% Groceries
Bank siteDetails
cimb
8
CIMB Visa Signature

CIMB

Cashback
2.1%effective

$511

net/year

$43/moNo annual fee
10% Groceries (capped)10% Online Shopping (capped)0.2% Dining0.2% Transport
Bank siteDetails
dbs
9
DBS yuu Visa Card

DBS

Cashback
2.8%effective

$464

net/year

$55/mo$196/yr feeWaived first year
5% Dining5% Groceries0.5% Transport0.5% Online Shopping
Bank siteDetails
uob
10
UOB EVOL Card

UOB

Cashback
2.7%effective

$458

net/year

$54/mo$196/yr feeWaived first year; auto-waived with 3+ txns/month for 12 months
10% Online Shopping10% Bills & Utilities0.3% Dining0.3% Groceries
Bank siteDetails
hsbc
11
HSBC Visa Platinum

HSBC

Cashback
2.4%effective

$415

net/year

$48/mo$161/yr feeWaived first year
5% Dining (capped)5% Groceries0.3% Transport0.3% Online Shopping
Bank siteDetails
uob
12
UOB Preferred Platinum Visa

UOB

Cashback
2.4%effective

$387

net/year

$48/mo$193/yr feeWaived first year
5% Dining5% Online Shopping0.3% Groceries0.3% Transport
Bank siteDetails
ocbc
13
OCBC FRANK Credit Card

OCBC

Cashback
1.5%effective

$349

net/year

$29/moNo annual feeWaived first 2 years; waived with $10k annual spend
8% Online Shopping0.3% Dining0.3% Groceries0.3% Transport
Bank siteDetails
posb
14
POSB Everyday Card

DBS/POSB

Cashback
1.0%effective

$240

net/year

$20/moNo annual fee
10% Dining (capped)5% Groceries (capped)0.3% Transport (capped)5% Online Shopping (capped)
Bank siteDetails
hsbc
15
HSBC Live+ Credit Card

HSBC

Cashback
1.0%effective

$240

net/year

$20/moNo annual fee
1% Dining1% Groceries1% Transport1% Online Shopping
Bank siteDetails
uob
16
UOB Absolute Cashback Card

UOB

Cashback
1.7%effective

$212

net/year

$34/mo$196/yr feeWaived first year
1.7% Dining1.7% Groceries1.7% Transport1.7% Online Shopping
Bank siteDetails
ocbc
17
OCBC INFINITY Cashback Card

OCBC

Cashback
1.6%effective

$190

net/year

$32/mo$194/yr feeWaived first year; waived with $10k annual spend
1.6% Dining1.6% Groceries1.6% Transport1.6% Online Shopping
Bank siteDetails
Amex
18
Amex True Cashback Card

American Express

Cashback
1.5%effective

$186

net/year

$30/mo$174/yr feeWaived first year
1.5% Dining1.5% Groceries1.5% Transport1.5% Online Shopping
Bank siteDetails
maybank
19
Maybank eVibes Card

Maybank

Cashback
0.8%effective

$181

net/year

$15/moNo annual fee
3.33% Online Shopping0.3% Dining0.3% Groceries0.3% Transport
Bank siteDetails
sc
20
Standard Chartered Simply Cash

Standard Chartered

Cashback
1.5%effective

$167

net/year

$30/mo$193/yr feeWaived first year; waived with $12k annual spend
1.5% Dining1.5% Groceries1.5% Transport1.5% Online Shopping
Bank siteDetails
hsbc
21
HSBC Advance Credit Card

HSBC

Cashback
1.5%effective

$166

net/year

$30/mo$194/yr feeWaived first year; waived with $12.5k annual spend
1.5% Dining1.5% Groceries1.5% Transport1.5% Online Shopping
Bank siteDetails
dbs
22
DBS Live Fresh

DBS

Cashback
1.0%effective

$46

net/year

$20/mo$194/yr feeWaived first year
5% Dining (capped)5% Groceries (capped)5% Transport (capped)5% Online Shopping (capped)
Bank siteDetails
ocbc
23
OCBC Titanium Rewards Card

OCBC

Cashback
0.7%effective

-$33

net/year

$13/mo$194/yr feeWaived first 2 years; waived with $10k annual spend
2.78% Online Shopping0.3% Dining0.3% Groceries0.3% Transport
Bank siteDetails

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Disclaimer

Bank Picker SG is an independent tool for informational purposes only. It is not financial advice and does not constitute a recommendation to apply for any card. Rates and cashback caps shown are estimates — always verify current terms directly with the card issuer.

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