UOB One Card
UOB
Best Rate
10%cashbackKey Facts
Annual Fee
$193
Waived first year
Min Income
$30,000/yr
Min Monthly Spend
$600
Monthly Cap
No cap
Category Rewards
Groceries10%
Cold Storage, Giant, Dairy Farm merchants (bonus tier)
Transport10%
Grab rides, SimplyGo (bonus tier)
Online Shopping10%
Shopee (bonus tier)
All other spend3.33%
Notes
Tiered quarterly cashback: $60/quarter at $600/month, $100 at $1k, $200 at $2k. Up to 10% bonus on Grab, Shopee, Cold Storage, SimplyGo. Requires UOB One Account with salary credit for max rewards.
