ocbc

OCBC FRANK Credit Card

OCBC

Cashback

Best Rate

8%cashback

Key Facts

Annual Fee

Free

Waived first 2 years; waived with $10k annual spend

Min Income

$30,000/yr

Min Monthly Spend

$800

Monthly Cap

$100

Category Rewards

Online Shopping8%

Online and contactless mobile payments (Apple Pay, Samsung Pay, Google Pay)

Cap $25/mo
All other spend0.3%

Notes

8% cashback on online, contactless mobile, and foreign currency transactions. +2% at selected green merchants. Min $800/month spend. $100/month total cap, $25/category.