Amex

Amex True Cashback Card

American Express

Cashback

Best Rate

1.5%cashback

Key Facts

Annual Fee

$174

Waived first year

Min Income

$30,000/yr

Min Monthly Spend

None

Monthly Cap

No cap

Notes

1.5% unlimited cashback on all spend with no cap and no minimum spend. Includes categories most cards exclude (education, utilities, insurance). 3% for first $5k in first 6 months for new members.