Best Cashback Credit Cards in Singapore 2026
All cashback cards ranked by net annual rewards, based on $3500/month typical spending. Use the card calculator for personalized results based on your spending categories.
OCBC 365 Credit Card
OCBC
$1,219
3.4% eff.
HSBC Revolution Card
HSBC
$915
2.6% eff.
Citi Cash Back+ Mastercard
Citi/UOB
$743
2.2% eff.
Maybank Family & Friends Card
Maybank
$600
1.4% eff.
CIMB Visa Signature
CIMB
$535
1.3% eff.
Amex True Cashback Card
American Express
$459
1.5% eff.
Standard Chartered Simply Cash
Standard Chartered
$437
1.5% eff.
Trust Cashback Card
Trust Bank
$420
1.0% eff.
UOB One Card
UOB
$407
1.4% eff.
UOB Absolute Cashback Card
UOB
$407
1.4% eff.
POSB Everyday Card
DBS/POSB
$240
0.6% eff.
DBS Live Fresh
DBS
$46
0.6% eff.
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Open Card CalculatorFrequently Asked Questions
What is the best cashback credit card in Singapore?
Based on typical spending of $3500/month, the best cashback credit card is the OCBC 365 Credit Card with estimated net annual rewards of $1,219. The best card for you depends on your spending categories — use our calculator for personalized results.
How much cashback can I earn from credit cards in Singapore?
With $3500/month in spending, the top cashback card can earn you approximately $1,411 per year before fees. Some cards offer up to 5-8% cashback on specific categories like dining, online shopping, or groceries.
Should I use one cashback card or multiple cards?
Using 2-3 cards strategically can maximize your cashback by assigning each spending category to the card with the highest rate. Our combo calculator can find the optimal multi-card strategy for your spending profile.