Citi Cash Back+ Mastercard vs Amex True Cashback Card
Side-by-side comparison of Citi Cash Back+ Mastercard and Amex True Cashback Card in Singapore.
Provider
Citi/UOB
Provider
American Express
Reward Type
Cashback
Reward Type
Cashback
Best Rate
8%
Best Rate
1.5%
General Rate
1.6%
General Rate
1.5%
Annual Fee
$193
Annual Fee
$171
Min Income
$30,000/yr
Min Income
$30,000/yr
Min Monthly Spend
$800
Min Monthly Spend
None
Monthly Cap
No cap
Monthly Cap
No cap
Category-by-Category
| Category | Citi Cash Back+ Mastercard | Amex True Cashback Card |
|---|---|---|
| Dining | 8% | 1.5% |
| Groceries | 8% | 1.5% |
Summary
Citi Cash Back+ Mastercard offers a higher maximum cashback rate, but this only applies to specific spending categories.
Amex True Cashback Card has a lower annual fee ($171 vs $193).
The best card depends on where you spend the most — use the card calculator for personalized results.
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