SmartSaver
Bank of China
Up to
0.60%p.a.Key Facts
Base Rate
0.05% p.a.
Balance Cap
$100,000
Min Balance
$200
Fall-Below Fee
$3/mo
Bonus Categories & Rates
Card Spend
Min card spend: $500/mo
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 0.60% |
Salary Credit ($3,000+/month)
Min salary: $3,000/mo
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 0.50% |
Bill Payment (3x $30+/month)
Min 3 GIRO txns
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 0.10% |
Notes
Up to 4.60% p.a. on first $100k with wealth bonus. Card spend bonus tiered: 0.60% ($500+), 0.90% ($1,500+). Min $1,500 ADB for bonus interest.
