DBS Multiplier
DBS
Up to
4.10%p.a.Key Facts
Base Rate
0.05% p.a.
Balance Cap
$100,000
Min Balance
$3,000
Fall-Below Fee
$5/mo
Bonus Categories & Rates
Income + 1 Category ($500–$14,999/month)
Min salary: $1,600/moMin card spend: $500/mo
| Balance Tier | Rate (p.a.) |
|---|---|
| First $50,000 | 1.80% |
Income + 1 Category ($15,000–$29,999/month)
Min salary: $1,600/moMin card spend: $15,000/mo
| Balance Tier | Rate (p.a.) |
|---|---|
| First $50,000 | 1.90% |
Income + 1 Category ($30,000+/month)
Min salary: $1,600/moMin card spend: $30,000/mo
| Balance Tier | Rate (p.a.) |
|---|---|
| First $50,000 | 2.20% |
Income + 2 Categories ($500–$14,999/month)
Min salary: $1,600/moMin card spend: $500/moRequires insurance
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 2.10% |
Income + 2 Categories ($15,000–$29,999/month)
Min salary: $1,600/moMin card spend: $15,000/moRequires insurance
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 2.20% |
Income + 2 Categories ($30,000+/month)
Min salary: $1,600/moMin card spend: $30,000/moRequires insurance
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 3.00% |
Income + 3 Categories ($500–$14,999/month)
Min salary: $1,600/moMin card spend: $500/moRequires insuranceRequires investment
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 2.40% |
Income + 3 Categories ($15,000–$29,999/month)
Min salary: $1,600/moMin card spend: $15,000/moRequires insuranceRequires investment
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 2.50% |
Income + 3 Categories ($30,000+/month)
Min salary: $1,600/moMin card spend: $30,000/moRequires insuranceRequires investment
| Balance Tier | Rate (p.a.) |
|---|---|
| First $100,000 | 4.10% |
Notes
Income credit is mandatory. Rate depends on number of additional categories AND total monthly transaction volume.
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