UOB One Account vs DBS Multiplier
Side-by-side comparison of UOB One Account and DBS Multiplier in Singapore.
Provider
UOB
Provider
DBS
Type
Bank Account
Type
Bank Account
Max Rate
3.40%
Max Rate
4.10%
Base Rate
0.05%
Base Rate
0.05%
Balance Cap
$150,000
Balance Cap
$100,000
Min Balance
$1,000
Min Balance
$3,000
Fall-Below Fee
$5/mo
Fall-Below Fee
$5/mo
Bonus Categories
3 categories
Bonus Categories
9 categories
Summary
DBS Multiplier offers a higher maximum rate (4.10% vs 3.40%), but this depends on meeting the bonus requirements.
UOB One Account has a higher balance cap ($150,000 vs $100,000), making it better for larger deposits.
The best account depends on your specific situation — salary, card spending, and which bonus requirements you can meet.
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