OCBC 365 Credit Card vs Trust Cashback Card

Side-by-side comparison of OCBC 365 Credit Card and Trust Cashback Card in Singapore.

Provider

OCBC

Provider

Trust Bank

Reward Type

Cashback

Reward Type

Cashback

Best Rate

6%

Best Rate

1%

General Rate

0.3%

General Rate

1%

Annual Fee

$193

Annual Fee

Free

Min Income

$30,000/yr

Min Income

$30,000/yr

Min Monthly Spend

$800

Min Monthly Spend

$500

Monthly Cap

No cap

Monthly Cap

No cap

Category-by-Category

CategoryOCBC 365 Credit CardTrust Cashback Card
Dining6%1%
Groceries3%1%
Transport3%1%
Online Shopping3%1%
Petrol5%1%

Summary

OCBC 365 Credit Card offers a higher maximum cashback rate, but this only applies to specific spending categories.

Trust Cashback Card has a lower annual fee (free vs $193).

The best card depends on where you spend the most — use the card calculator for personalized results.

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