OCBC 365 Credit Card vs POSB Everyday Card
Side-by-side comparison of OCBC 365 Credit Card and POSB Everyday Card in Singapore.
Provider
OCBC
Provider
DBS/POSB
Reward Type
Cashback
Reward Type
Cashback
Best Rate
6%
Best Rate
5%
General Rate
0.3%
General Rate
0.3%
Annual Fee
$193
Annual Fee
Free
Min Income
$30,000/yr
Min Income
$30,000/yr
Min Monthly Spend
$800
Min Monthly Spend
$400
Monthly Cap
No cap
Monthly Cap
$20
Category-by-Category
| Category | OCBC 365 Credit Card | POSB Everyday Card |
|---|---|---|
| Dining | 6% | 5% |
| Groceries | 3% | 5% |
| Transport | 3% | 5% |
| Online Shopping | 3% | 0.3% |
| Petrol | 5% | 0.3% |
Summary
OCBC 365 Credit Card offers a higher maximum cashback rate, but this only applies to specific spending categories.
POSB Everyday Card has a lower annual fee (free vs $193).
The best card depends on where you spend the most — use the card calculator for personalized results.
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