OCBC 365 Credit Card vs CIMB Visa Signature
Side-by-side comparison of OCBC 365 Credit Card and CIMB Visa Signature in Singapore.
Provider
OCBC
Provider
CIMB
Reward Type
Cashback
Reward Type
Cashback
Best Rate
6%
Best Rate
10%
General Rate
0.3%
General Rate
0.2%
Annual Fee
$193
Annual Fee
Free
Min Income
$30,000/yr
Min Income
$30,000/yr
Min Monthly Spend
$800
Min Monthly Spend
$800
Monthly Cap
No cap
Monthly Cap
$100
Category-by-Category
| Category | OCBC 365 Credit Card | CIMB Visa Signature |
|---|---|---|
| Dining | 6% | 0.2% |
| Groceries | 3% | 10% |
| Transport | 3% | 0.2% |
| Online Shopping | 3% | 10% |
| Petrol | 5% | 0.2% |
Summary
CIMB Visa Signature offers a higher maximum cashback rate, but this only applies to specific spending categories.
CIMB Visa Signature has a lower annual fee (free vs $193).
The best card depends on where you spend the most — use the card calculator for personalized results.
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