OCBC 360 Account vs SmartSaver
Side-by-side comparison of OCBC 360 Account and SmartSaver in Singapore.
Provider
OCBC
Provider
Bank of China
Type
Bank Account
Type
Bank Account
Max Rate
2.40%
Max Rate
0.90%
Base Rate
0.05%
Base Rate
0.10%
Balance Cap
$100,000
Balance Cap
$100,000
Min Balance
$3,000
Min Balance
$1,500
Fall-Below Fee
$2/mo
Fall-Below Fee
$3/mo
Bonus Categories
5 categories
Bonus Categories
4 categories
Summary
OCBC 360 Account offers a higher maximum rate (2.40% vs 0.90%), but this depends on meeting the bonus requirements.
The best account depends on your specific situation — salary, card spending, and which bonus requirements you can meet.
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