SaveUp Account vs SmartSaver
Side-by-side comparison of SaveUp Account and SmartSaver in Singapore.
Provider
Maybank
Provider
Bank of China
Type
Bank Account
Type
Bank Account
Max Rate
3.75%
Max Rate
0.90%
Base Rate
0.20%
Base Rate
0.10%
Balance Cap
$75,000
Balance Cap
$100,000
Min Balance
$1,000
Min Balance
$1,500
Fall-Below Fee
$2/mo
Fall-Below Fee
$3/mo
Bonus Categories
3 categories
Bonus Categories
4 categories
Summary
SaveUp Account offers a higher maximum rate (3.75% vs 0.90%), but this depends on meeting the bonus requirements.
SmartSaver has a higher balance cap ($100,000 vs $75,000), making it better for larger deposits.
The best account depends on your specific situation — salary, card spending, and which bonus requirements you can meet.
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