DBS Live Fresh vs Standard Chartered Simply Cash

Side-by-side comparison of DBS Live Fresh and Standard Chartered Simply Cash in Singapore.

Provider

DBS

Provider

Standard Chartered

Reward Type

Cashback

Reward Type

Cashback

Best Rate

5%

Best Rate

1.5%

General Rate

0.3%

General Rate

1.5%

Annual Fee

$194

Annual Fee

$193

Min Income

$30,000/yr

Min Income

$30,000/yr

Min Monthly Spend

$600

Min Monthly Spend

None

Monthly Cap

$20

Monthly Cap

$150

Category-by-Category

CategoryDBS Live FreshStandard Chartered Simply Cash
Online Shopping5%1.5%
Dining5%1.5%
Transport5%1.5%
Groceries5%1.5%

Summary

DBS Live Fresh offers a higher maximum cashback rate, but this only applies to specific spending categories.

Standard Chartered Simply Cash has a lower annual fee ($193 vs $194).

The best card depends on where you spend the most — use the card calculator for personalized results.

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