DBS Live Fresh vs OCBC 365 Credit Card
Side-by-side comparison of DBS Live Fresh and OCBC 365 Credit Card in Singapore.
Provider
DBS
Provider
OCBC
Reward Type
Cashback
Reward Type
Cashback
Best Rate
5%
Best Rate
6%
General Rate
0.3%
General Rate
0.3%
Annual Fee
$194
Annual Fee
$193
Min Income
$30,000/yr
Min Income
$30,000/yr
Min Monthly Spend
$600
Min Monthly Spend
$800
Monthly Cap
$20
Monthly Cap
No cap
Category-by-Category
| Category | DBS Live Fresh | OCBC 365 Credit Card |
|---|---|---|
| Online Shopping | 5% | 3% |
| Dining | 5% | 6% |
| Transport | 5% | 3% |
| Groceries | 5% | 3% |
| Petrol | 0.3% | 5% |
Summary
OCBC 365 Credit Card offers a higher maximum cashback rate, but this only applies to specific spending categories.
OCBC 365 Credit Card has a lower annual fee ($193 vs $194).
The best card depends on where you spend the most — use the card calculator for personalized results.
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