Citi Cash Back+ Mastercard vs Standard Chartered Simply Cash

Side-by-side comparison of Citi Cash Back+ Mastercard and Standard Chartered Simply Cash in Singapore.

Provider

Citi/UOB

Provider

Standard Chartered

Reward Type

Cashback

Reward Type

Cashback

Best Rate

8%

Best Rate

1.5%

General Rate

1.6%

General Rate

1.5%

Annual Fee

$193

Annual Fee

$193

Min Income

$30,000/yr

Min Income

$30,000/yr

Min Monthly Spend

$800

Min Monthly Spend

None

Monthly Cap

No cap

Monthly Cap

$150

Category-by-Category

CategoryCiti Cash Back+ MastercardStandard Chartered Simply Cash
Dining8%1.5%
Groceries8%1.5%

Summary

Citi Cash Back+ Mastercard offers a higher maximum cashback rate, but this only applies to specific spending categories.

The best card depends on where you spend the most — use the card calculator for personalized results.

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