Citi Cash Back+ Mastercard vs HSBC Revolution Card

Side-by-side comparison of Citi Cash Back+ Mastercard and HSBC Revolution Card in Singapore.

Provider

Citi/UOB

Provider

HSBC

Reward Type

Cashback

Reward Type

Cashback

Best Rate

8%

Best Rate

4%

General Rate

1.6%

General Rate

0.4%

Annual Fee

$193

Annual Fee

$161

Min Income

$30,000/yr

Min Income

$30,000/yr

Min Monthly Spend

$800

Min Monthly Spend

None

Monthly Cap

No cap

Monthly Cap

No cap

Category-by-Category

CategoryCiti Cash Back+ MastercardHSBC Revolution Card
Dining8%4%
Groceries8%0.4%
Online Shopping1.6%4%
Transport1.6%4%

Summary

Citi Cash Back+ Mastercard offers a higher maximum cashback rate, but this only applies to specific spending categories.

HSBC Revolution Card has a lower annual fee ($161 vs $193).

The best card depends on where you spend the most — use the card calculator for personalized results.

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