Chocolate Finance vs Cash+ Guaranteed

Side-by-side comparison of Chocolate Finance and Cash+ Guaranteed in Singapore.

Provider

Chocolate Finance

Provider

Syfe

Type

Cash Management

Type

Cash Management

Max Rate

3.70%

Max Rate

3.40%

Base Rate

0.00%

Base Rate

0.00%

Balance Cap

$20,000

Balance Cap

$1,000,000

Min Balance

None

Min Balance

None

Fall-Below Fee

None

Fall-Below Fee

None

Bonus Categories

Flat rate

Bonus Categories

Flat rate

Summary

Chocolate Finance offers a higher maximum rate (3.70% vs 3.40%), but this depends on meeting the bonus requirements.

Cash+ Guaranteed has a higher balance cap ($1,000,000 vs $20,000), making it better for larger deposits.

The best account depends on your specific situation — salary, card spending, and which bonus requirements you can meet.

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